Premium increased by 70% as a result of a minor accident which was my fault but did not result in any claim by me or the 3rd party. Budget wanted evidence to prove it, I duly supplied an e-mail from my previous insurer but I was told that this was inadequate as I could have forged it. Having obtained the evidence in the form they wanted, I was then told that this would have no impact on the premium, meaning that I had wasted my and my previous insurer's time. The net effect is that I'm stuck with a policy which cost 50% more than reputable companies from an organisation which laughably calls itself 'Budget'. Insuring with them was a very stupid mistake which I could have avoided by reading the reviews below. I fully endorse the advice which crops up frequently - Avoid.