service are crub , just taking money from customer, i had accident last year not at fault , the third part did not want to provide his details i went to police station to make complain, i did send evidence to churchil as proof was not my fault guest what. they put double price rether then they do there job . it mean it does matter if you pay for compenhansive or third part only i have been waiting for 1 year but still same song and same story. even third party insurance they did not want to reply to there message , end of the day we are the looser we have to pay for them , they just seating on front of desck taking payment nothink else i will never recomended churchil to anyone