Please don't believe the quote they give you for learner driver insurance. Buried in their documentation, is an additional "cancellation fee". Considering that many learner drivers will pass their test within the year of the insurance, this cancellation fee is so likely to be incurred that it might just as well be included in the premium cost. They separate it out purely to rank higher in the comparison sites. Very bad practice, bordering on a scam. I've been in touch with Collingwood to air my disgust at their practices, and they have a very well-prepared response that covers their own proverbial backsides. Collingwood does a very good job of further tarnishing the already bad reputation of the insurance industry further. Avoid.