I took out insurance with this company knowingly that I will be able to afford to cover my car as a provisional driver. Little did I know that there was going to be a lump sum of £200 at the end after I'd cancelled the policy due to passing my test! obviously as a first year apprentice I can't afford this even on a monthly finance tarrif!! I've read the terms and conditions and the cancellations policy, doesn't say anything about an end payment so I'm pretty discusted with this! All I read was there would be a £25 cancellation fee which I was happy with not 8x this amount!! Would not advise to anybody.