STAY AWAY FROM THESE SCAMMERS!! Took out an insurance policy for monthly payment. 7 days later got an email stating the policy has been cancelled (there were NO further instructions with the email, apart for me to seek insurance elsewhere). Was charged £178 at the date of signing up, the balance not refunded. I was then charged a further £225 on month two. When I called and asked about this issue I was told the £178 was to setup my account, then the £225 was because of early cancellation and I have to pay a further £1000??!? It was Flux Direct who cancelled my insurance policy (as their lender who fronts the year's policy cost said my credit wasn't good enough). AVOID AVOID AVOID these scammers!!! Reported to FOS