Useless company.... if somebody crashes into you while you are stationary, they will happily pay out to the person who crashed into you even though the third party were 100% at fault, and if - months later - the third party suddenly ‘decide’ that they were injured in the incident then General Accident will pay out on that too even though the so called injury is clearly bogus. The result is that your insurance will be more expensive the next time round, thus generating more money for the insurance company just to lazily pay out rather than counter the false claims! Hence the fact than car insurance is so expensive. Probably none of the other companies are any better mind you!