WARNING. I have two dogs aged two insured through this company. I have just received the policy renewal notifications and the premiums have increased by 25% per annum. This is for young dogs with absolutely no previous claims. Helpucover say they take into account the breed (the breed is unchanged), the location (we have not moved), vets fees (local vets have not increase fees by very much at all), claims history (no claims) etc. When I asked for more detailed information to justify the increase they say that they are not willing to provide any detailed justification, which to me says that they know such an increase cannot be justified. I wonder what the increase would have been had I made a claim in the previous year or if the dogs were not young dogs.