Be wiser??? more like be ripped off This company adds charges and interest on your policy which it doesn't tell you about an insurance quote with 4 years no claims started out at 54 pounds per month then because I was a month under my four years and told them about it they stated it would go up to 76 pounds a month looked at my quarterly statement to find the direct debits are 90.00 a month due to interest charges. This company may look great on compare sites you have to ring them to take out insurance and the price on the compare sites is not what you get quoted on the phone charges for this charges for that attitudes that need addressing its hard enough to get insurance at the best rate but to be blatantly ripped off is a you get with these jokers AVOID!!!!!!!!