I took out insurance with these people and was quoted a sum online Then after I had paid a deposit then the rest to be paid monthly was sent paperwork 4 days later with an inflated price of over £70 was not told at any stage a finance company would be involved After spending 40 minutes on hold waiting to be connected was told I had 14 days in which to cancel and would be refunded full amount So asked them to cancel Then 1 week later get threatening letters from them saying they will send debt collectors for £50 outstanding money I apparently owe them KEEP WELL AWAY TOTAL RIP OFF AND ONCE THEY HAVE YOUR MONEY THEY DONT ANSWER THE PHONE