I went to renew my life insurance to cover the rest of the term of our mortgage because I had a enlarged heart and it went out of rhythm 4 years ago now and I'm on medication and haven't had a problem since I still got refused, in the past 10 years this company was happy to take my money some £11,000 yet now they don't want to know yet they are still happy to take my wife's money I don't think so so I've taken my business elsewhere a company that ask the same questions but also asked if it was under control to which the answer was yes please be aware this company might be one of the biggest but if you've got a medical problem they don't want to know all they want is your money I will never deal with this company again.