I am writing so you can hopefully bring this issue to light as I know I am not the only service veteran this company has done this to . I left the royal air force after serving 15 years for which I was then entitled to my service pension at the age of 60 . When I left the service in 1990 I had various products with Legal and General and a member of there staff convinced my wife and I it would be beneficial to change my Service Pension to one of there opt out schemes he guaranteed my pension would be greater than my forces pension. I approached them to ask how to claim my pension as I am 60 next March only to be told I cannot have my pension till age 65 . My Royal Air Force pension would have been payable at 60 were I would have got approx £7000 per annum and a tax free sum 3 times my annual pension amount . My service pension is calculated by length of service / rank /trade . So not only do Legal and General say I wont get a pension till age 65 but will only get around £5500 per year and no lump sum , so my wife and I have been lied to and misled to cheat me out of my earned service pension . I have complained through there complaints process and told there is nothing they can do so I then called the Chief Exec but he refused to talk to me . I then asked for his contact details to be told NO . I then wrote to him at there head office only to get a responce from some one else . I then get a letter stating they have done nothing wrong and my pension stands as they told me .