I've covered home insurance with L&G for several years. For some reason my renewal premium has been quoted at 367% of the previous year's, with no claims having been made. The cover for rebuilding is more than 6x the figure quoted by the BCIS rebuild calculator, cover for contents is at least 3x the amount I have and covered last year. Apparently they've increased their minimum cover but didn't bother explaining this, no doubt hoping that customers wouldn't notice but just pay up to continue cover. I'm glad I did see it and have now switched to a more honest company.