I have been with Lloyds bank for over ten years, I have a business and personal account with them. Unfortunately I have come to realise that this bank is really bad, all they are concerned about is their profits. In this difficult time when most banks have suspended charges for overdraft fees, Lloyds bank is still charging customers, I even raised the issue with customers Services asking that they should suspend overdraft fees for three months like other bakns to help customers in this difficult times, their response was that they will not suspended overdraft fees. Tells you all you need to know about Lloyds bank, greedy, greedy and greedy. Sadly, I will be changing to Barclay bank or sterling bank because they seem to want to help their customers more.