Waste of money, useless company. Was paying for 3 years to be insured in case something happens, had an accident at work hurt my lower back. Now they say they wont pay as I had some pain in my neck in the past which is not related to my lower back problem however they say it affects policy and can't claim anything on my back. So being out of work left without finacial help. LV was happy to take mothly payments but when it came to pay back when you need it they will find a paragraph not to do that. Big dissapointment. Avoid this company
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