ITS A SCAM!!! They sell your policy to a credit company! (you cannot cancel this) After my bike got stolen and had to pay £85 to cancel and they refused to give my £55 deposit back. I then received a letter from a credit company (Premium Credit) fining me £30 and demanding the rest of policy money for the whole year (£410) It also took THREE phone calls and TWO-THREE hours on the phone to Motorcycle Direct Customer Services just to request ONE email proving proof they have wiped this. They would not provide written evidence this whole time after making promises of it. I would never recommend this company to anyone.