Do not insure with Motorcycle Direct /Europe Group! I received a very aggressive note accusing me of non-disclosure three weeks into the automatic renewal of my motorbike policy. They charged me a whopping 40% additional premium for the non-disclosure of the theft of my beloved Land Rover from the street last year. On an automatic renewal this feels like entrapment. Of course the notification of this oversight arrived just after the 14 day cooling off period so when I asked to cancel my policy (I've been with them claim free for over 10 years), they generously returned 30% premium despite another 11 months remaining on the policy. As it is, I see very little relevance to the theft of a car off the street compared with a motorbike in a locked garage that has been claims free for a decade.