I simply asked for a quote, but a couple of days later received emails implying that I had purchased a policy. Since I have not yet received a policy booklet which forms part of the contract with Policy Expert I am still undecided. Also, I stated that if I were to buy insurance I would be likely to pay the premium in a single transaction. Nevertheless, I was then contacted by a finance company who seem think I want to have an account with them and that I would pay by instalments. Since Policy Expert's emphasis is on the low cost of their policies why would I want to pay by instalments thereby adding to the cost? The finance company's letter spells my name wrongly and one email from Policy Expert mistakes my gender. I am not impressed by this lack of professionalism. Overall the hard sell approach is likely to make me go elsewhere.