Do Not Use! I work in the Insurance industry and I wish listened to all the reasons I shouldnt have used policy expect. There's a reason they are cheap! I lost part of my roof due to the huge storm in the UK. I went through the claim procedure, was told the wind MPH was 10Mph over the claim minium so my claim was fine, but as they were so busy with claims, could I get some quotes and send them over. Once I did this they told me they were no longer going to pay as had so many payouts, they then kept changing reason as to why all of which contridicted each other. My car insurance was due for renewal while this claime was being argured. So I cancelled the renewal due to how they had handled my roof claim. Then a few weeks later they took the money for my car insurance, I called and was told I was a lier by an extremely rude person and I'd not said I wanted to renew. I told them to go listen back to phone calls and I would be going to the ombudsman. Then 10 mins later got a phone call back from the guy with his tail between his legs saying I was correct. Stay away