There is no way Policy expert can claim to be Number 1 in home insurance.... On December 21st 2022. I had a water pipe in the Arctic freeze and burst, causing considerable damage.... I was just out of hospita after a second stroke and also have Rhumatoid Arthritis.......the date is now the 2nd of June 2023.. ..I went all through the cold winter with no electricity......for heating......noone cleared up the mess within the attic and hose ceilings and walls ....which were soaked.....I cleared it up all myself with great difficulty........The Insurance company Policy Expert were no help wha so ever ...it is now the 2nd of June and I still have no electrical lighting......I have pleaded for help from them but nothing.??.....I still have a lot more to report and will do....people out there please,please don't buy your home insurance policy from this company......I have cried...been ill .....and even looked at ending life especially during the cold period we had.....I live on my own and had to clean up etc myself .......you don't know what an Insurance company are like untill you need to claim.....this company is a terrible and should be ashamed of themselves.......please....Insure your property on another site.....cause if you insure with these people and need to claim you will regret it...please I don't want anybody to go through what I am going through....to claim help. Peter. TPEH00263706.