We have been with policy expert for the last year, had one claim with a differant companies over the las 40 years Just put a claim in and renewed for the coming year and have been refused as we had a PARKING FINE with a CCJ attatched apparently in 2014 !!!! we had no idea about this , and this has caused quite considerable stress It's not Policy expert , it's the underwriters Trinity claims !!!! Is this really fair ? Folks just beware of this , as we find this hard to believe what the outcome has been There is nothing nowadays for loyalty . I'ts discusting