My Policy Premium quotation was significantly increased and the cover was reduced from last year. This is sharp practice on the Insurer's part and I needed to call to clarify this point. On investigation, I spotted that the Terms & Conditions have changed without highlighting the changes, so some 50+ pages will require reviewing in detail to try to identify changes. This is another example of sharp practice by the Insurer. This leads me to the view that this Insurer can't be trusted and it is therefore extremely unlikely that I will renew again when my yearly policy expires in January 2019.