I have insured my property with Policy Expert for the last 4 years. They are extremely competitive regarding pricing. There have been no 'surprising' price increases over the period of insurance, and any increase has still been more than reasonable compared to competitive insurance providers. The process of renewing the annual insurance premium is extremely easy and all insurance documents are provided on line. Policy Expert have an excellent online web site which is informative and easy to follow. I have tried comparison websites but none have managed to beat Policy Expert for value for money.