Definitely one to avoid. Anyone who is with them please please read ALL of the policy wording section are there are a lot of clauses that are in place to avoid them paying out a claim. Had a leak in my kitchen ceiling. Big chunk of the ceiling came down. The plumber had a look and found the shower was leaking. Called to make a claim to be told it's not covered. Now have to pay hundreds of pound to replace the ceiling. Absaloutly pointless insurance as hardly covers anything if you read what's written in the policy wording. Lots of other companies are similar priced and cover far more than this one.