Worst insurer I have ever experienced! They will do anything to make you pay more! They may offer what you think is a great deal at first but then they will do such a background check to see what more money they can squeeze out of you from any reported incidents so not even just claims over 3 years ago that a policy holder (and again not even the driver at the time) may have had and therefore try charge you at a poorer rate than any other providers! So you're worse off. Strongly do not recommend! If I were to ever have a crash I know they would do anything in their power not to look after their customers and pay as little as they can!