I've found them online through gocompare and got fooled by very low rates. Of course they started charging from day 1 on direct debit. After few weeks they requested more documents and information. I did not manage to suppy all the unformaiton (no insurance company asked for such documents ever before). When I didnt manage to produce these my insurance was invalidated and the cancellation fees were higher than a whole year of insurance. If I didnt pay the debt collecting company would be on me... Scam not insurance! Thieves! Go with recognised companies people...