If a Prudential Adviser told me the time I would look at my watch and ask someone else! They can’t be trusted to act in your best interest. They’re interested in selling you something and making commission. I was sold an expensive drawdown advice plan that I had no need of. I could’ve moved my Prudential pension policy to drawdown with other providers free of charge if I had not listened to the Pru Adviser. His bad advice has cost me £3k nearly. I found out after that I could have opened a drawdown account with Vanguard free of charge. I did so and it cost me nothing. Vanguard transferred what was left of my fund at Prudential to them , but I lost what Prudential deducted in advisor charges. Prudential are only interested in making money out of you.I was targeted by them for the sale of the Prudential Drawdown Advice Plan and no open market alternative options were suggested when I told their salesman that I didn’t want the plan. He told me it was a Prudential requirement for drawdown ,so I signed up for it and later discovered I could have moved my fund into drawdown free of charge. Pru Adviser motivated by greed. Be warned!!