Absolutely incompetent. Could not handle a valid home insurance claim. Asked me to obtain plumbers report after their own plumber couldn’t determine the source of leak and water damage in bathroom. After obtaining the report at their behest and costing myself nearly £200 I phoned to enquire as to where to send the plumbers report they were not interested in the report being submitted and decided they would not cover the cost of the damage or the report. Disgraceful customer service and as a result I cancelled my car insurance with them as well. Would not entertain this company if my life depended on it. Do d not “Quote me happy” in any way shape or form. Steer clear.