Do not use...they're impossible to communicate with. Tired to cancel my policy 6 weeks before end date...it was fully paid up. I didn't want a refund or anything like that just a simple cancellation but was told there was a £55 cancellation fee. I decided to just let policy run out and cancel direct debit as all payments had been taken. They emailed me straight away telling my to reinstate my direct debit...why!!?? I don't owe them anything?? Anyways emailed them once again and waiting for reply. It just doesn't work not being able to talk to someone on the phone when you have a problem.