Do NOT go with this company. Two years ago I had an obviously fraudulent crash with a man but they settled in his favour (it was a flash for cash situation. Claims my Fiesta, which came out with just a cracked bumper and passed two MOTs since, wrote off his Toyota Invincible at under 10 mph, which even Toyota told me they doubted but without inspecting the vehicle they couldn't do anything and he'd already had it taken away) and they agreed to pay him. The claimant did not receive payment for two years so took out a CCJ for £9500 against me personally. He sent it to my old address so I did not see the CCJ until it was too late to contest it. I informed QMH as soon as I was aware. They assured me they would pay the CCJ by the deadline. They did not (they paid 20 days late) so I now have a CCJ of just under £10k on my record for 6 years. I am getting married soon and we have saved to put a deposit on a house but now we can't get a mortgage, credit, finance, anything and my partner is self employed so we can't get mortgage under just his name. I have been asking for evidence they paid it for months and have been ignored which leads me to believe they messed up but don't want to admit it. I need evidence they paid in time to get the CCJ wiped. If they did not pay it in time I need them to state that so I can take legal action. This has caused me so much stress and I am now as badly off as I would have been had I not had insurance in the first place. Please pay more and go with someone more reputable. I wish I'd paid the extra couple hundred to go with different insurers as it's ended up costing me far more in time off work, stress and legal fees.