My brother in law was sure he had purchased the most comprehensive trvel abroad car insurance they offered. Yet when we hit a deer 2am on a french motorway we were towed to a garage, left to sleep with our toddler in the car all night (despite promises of a hotel) and then woke to find not only that the garage was closed all weekend but to a message that RAC wouldn't help further because it was an 'accident' not a 'breakdown'. This is not clear on your website, so if you purchase from them go through the contract with a fine tooth comb and be prepared for them to find any excuse not to help you.