I sold my car 3 months after taking out a policy with RAC Insurance. Total annual cost £279.00. Along with the fee for 3 months insurance, which I have no problem with, they charged me a £55.00 Cancellation Fee which I find disgusting. I will never use RAC insurance again. I was told on the phone that "our terms of cancellation are written in our documentation". Yes, they are but few people plan on cancelling car insurance. RAC has lost my other car insurance plus breakdown. Yes, RAC. They are MY terms and conditions!