Be very careful with RAC Insurance terrible service my renewal was due 18/02/2022 so I cancelled on 15.02.2022 and cancelled the direct debit I then got an arrears summons as the last payment was due of £ 15.62 on 17/02/2022 the day before the policy expired ( so was I supposed to cancel the policy on the day it was due to renew )plus £ 20.00 unpaid notice I rang to explain I had cancelled the Insurance on the 15/02/2022 and the direct debit (as anybody would) as the Insurance was not required and did not want the RAC being able to take funds from my account but go no assistance and still had to pay the £20.00 arrears notice.