I telephoned and cancelled my policy with the RAC on 15/02/2022 as it fell due for renewal on 18/02/2022 as I no longer own the vehicle I then received on the 19/02/2022 a letter threatening to report me to debt collection agency as I still owed £35.62 this was a final installment due on 17/02/2022 (the day before my policy ended) so was I suppose to cancel on the day the policy fell due to renew and £ 20 admin fee for none payment, I rang to explain I had cancelled the policy 3 days before its due date and cancelled the D/D as I did not want it renewing and did not want the RAC able to take funds from MY BANK ACCOUNT, to be told they basically were not bothered would not budge and I had to pay, if not they would get a collections agency on to me BE VERY WARE OF THESE PEOPLE INSURE WITH SOMEONE ELSE.