Got a quote online ... So after declaring my wife’s 2 claims in 5 years and other relevant details...it was 339 fully comp ....so went for it Then got a letter 3 weeks later upping the original quote to 439 as the claims declared were a few days out Then another week later I got another letter stating they had found another claim I hadn’t declared and were upping the quote again by another £300 plus £25 administration charge for the change ( odd how they never charged before as I would call that a change too) I know nothing of this claim and would have declared it at the time of the finding a quote So now from my original quote ... what I’m being quoted now has more than doubled in 4 weeks ... so I have cancelled my policy at a cost of £55 cancellation fee So I suggest RAC... you stick to what you know (breakdowns) ....and leave insurance to the experts