Only 1star cause that was the lowest I could give avoid this bank like the plague I got a 0% credit card in March first payment due 5th April paid it on 27th March on 6th of April had a text from my bank stated not enough funds in my account for DD £939 went to the bank and they couldn’t explain anyway long story short turns out Sainsbury’s bank took out £939 which was the full amount I owed on my card then it was paid back in by the bank when I phoned to complain was told I signed up to pay the full amount and there was nothing they could do and I will lose my 0% interest as well which I’m pretty sure I didn’t it was a transfer from an other card why would I sign up to pay in full I wouldn’t of bothered with another card I would of just paid that of my original card and not had to pay interest to rub salt into the would they charged me £12 for not having funds in my account which will probably affect my credit score my card is now at the bottom of my bin having transferred to another card and I have been a loyal customer for years but not any longer