Be very very careful with co op insurance if you have an accident they will find a loop hole to not pay you any money at all, they will firstly send out a claims investigator to investigate ur accident the job of the investigator is to cross examine you and find a loop hole not to pay you. Co op will happily take your money to insure you they sound very nice over the phone to take you onboard but from the moment you have an accident they will file your case with hill Dickinson solicitors then send out an insurance investigator, lucky enough if you get paid out for your claim they will then try to cancel your policy making up faulse reasons. Once they decline you insurance it will be difficult for you to obtain cheaper insurance with other good companies in the near future. Don't fall for there niceness on the phones be aware.