Would of been zero my partner tried to change his vehicle to a new one to only be told that they can no longer insure him and hes lost his Ncb because someone drove into the back of him last December and the claim was settled between the insurers without them even informing him and their trying to say he caused £8900 worth of damage but his insurance never went up and Visa was also called out to the incident and was more then happy for him to drive away as it was nothing on his part their now saying it's been disputed but could take 2-3months but in the mean time he wont get insured on any vehicle what so ever knowing he has to travel to and from work theyv screwed him over in the worst way possible their the shittest company ever