I am a new client with Chapter. There are so many things to think about as you approach and come to the realization that you are officially old! (At least on paper) I called and chatted with several different companies before selecting what would best benefit me in retirement. I heard about Chapter, I liked the Dave Ramsey endorsement and so I gave them a call. A fellow by the name Josh Pedersen took my call. I knew within a few minutes it was going to be someone I could easily work with, someone who was detail oriented and listened to my questions and responded without trying to sell me anything. We came up with a great game plan. I feel fortunate to have heard about Chapter. This is a very confusing and trying time in your life. He gave me confidence and assurance that I was on the right path. I highly recommend Chapter and Josh.