I will be forever grateful for Chapter. I am 78, just recently lost my husband which cut incoming finances almost in half, and at the same time got a notice from my secondary insurance company regarding the yearly increase in monthly payments. This time it was exorbitant. I heard Mike Gallagher talk about Chapter long before he acquired them as a sponsor, and decided to contact them. Ari responded immediately and soon I got my personal agent, Abe. He is fabulous. He has saved me a lot of $$ - about $2200 a year. It’s hard to believe as nothing like this never happens to me. I have used my new insurance since and there is absolutely no difference!! Hallelujah !! Thank you all at Chapter.