Working with Michael took the stress out, and smoothed the daunting aspects of addressing and understanding all my Medical needs as a 65 year old. He was concise in his knowledge of all products available, and was helpful in targeting what would best serve my Medicare insurance needs. He explained everything in terms that were understandable. He was extremely patient in explaining, and answering all questions, and some I’m sure were repeats many times over. I would eagerly recommend him ito all my friends that are approaching their Medicare years. Thank you Micheal for bringing clarity to a very confusing and overwhelming topic.