Jonathan is worth his weight in gold! Right off the bat he helped me save hundreds of dollars by showing me how to appeal and avoid a Medicare penalty. Then he patiently explained “original Medicare” and the supplement option, which was the first time someone has taken the time to explain my options to me instead of just trying to sell me something. He guided me to a plan that feels like the perfect fit for me, and I’ll be calling Jonathan back to sign my wife up for the same plan next year. I told Jonathan I should have recorded our conversation so I could share it with anyone who needs to understand Medicare. I’m glad I found him and Chapter and I truly appreciate the service they provide. I highly recommend Jonathan and the valuable service of Chapter Advisors.