We have been having issues with our health insurance coverage and subsequent payment of bills. We determined that we needed a thorough review of our plans and a better way forward. Last night we spoke to Derrick Muntz, telling him about our concerns. We described our current health coverage and background. He asked some important questions and in short order was able to recommend a way forward for us. Derrick’s professional expertise and thoroughness put us at ease and instilled confidence that the changes we make will serve us very well going forward. We are very lucky to have talked with him.