Hi there, Yesterday I called Chapter after listening to Cobi on Charlie Kirk’s radio show on 8/20/2025. It was a leap of faith as I am the ultimate skeptic, but since it was Charlie’s show I felt comfortable contacting you. Calvin Fritz called me within minutes of my applying online, and we got to work. Calvin is extremely professional and patient. He explained everything clearly and concisely and I was stunned with how he was able to help me get a better rate for my supplemental medical coverage. The lower difference I will be paying is fabulous. I could not believe that methods for getting a lower premium are basically hidden from ongoing customers. It is such a scam that needs to be exposed. Calvin is such a pleasant young man and knowledgeable. He explained so much about how the system works and I hope his/Chapter’s message can become more available to all senior citizens. This is Golden! Thank you so very much, Diana Finn