ABSOLUTELY DISGUSTING. KEEP TELLING ME THEY REFUNDED ME BUT ITS BEEN OVER 45 DAYS AND I AM TIRED OF SENDING THEM EMAILS AND PHONE CALLS, TO SPEAK TO THEIR UNPROFESSIONAL STAFF WHO HAS NO CLUE WHAT THEY ARE DOING NOR INTERESTED IN LOOKING DEEPER INTO THE ISSUE. TELLING ME ON PHONE THERE IS PROBLEM WITH MY BANK. WHY ON EARTH A BANK WOULD REFUSE A REFUND. WILL BE CONTACTING CONSUMER COURT SHORTLY.