One star is already too much. The time you waste just for getting in contact with them for simple enquiries is outrageous - and by phone expensive. The right they take to block your account (and with this access to YOUR money!) when they change anything on their side, is brutal and careless. The customer support is annoying and phrases like 'Oh, sorry for any inconvenience' become ridiculous and make your blood boil. Even though you have sufficient funds, your account might be blocked. User Interface and User Experience is cumbersome. Choose another bank. Would highly advise against becoming their customer!!