Hsbc is no longer supportive of small business enterprise and it will be their downfall. From my personal experience I am pretty shocked at how impersonal they have become. Zero customer service, zero flexibility. After banking with them for nearly 20 years its such a shame to see them loose sight. Bank fines have made them far less than local. Hong Kong Shanghai Bank run by english and americans r.i.p. I was a business customer, Premier Customer and held over 5 accounts with them 20 years. In turn to meet compliance they shut my account without a courtesy call. Goodbye Hsbc... Shame that the Hong Kong Shanghai Bank is run by British And American management. Not an asian service anymore