Hands down the worst bank i have ever seen, I sold a car to another HSBC customer and was told by HSBC customer services that the money would be in my account by 7:30am, I check my online banking and the money wasn't showing so as a precaution and the fact the person had travelled over 1 and half hours to come to see the car, i decided to double check with HSBC to be saw the money would be there. to my dismay the second adviser had sad the transaction had been stopped. So now i was in limbo i was left wondering if i could even trust the bank at all, so i decide to wait until the morning to process the payment as the bank had said because it was out of hours, this is the reason the payment wasn't authorised. So i met the guy the following day we done the transaction hsbc to hsbc online transaction, then to my disbelief the payment showed on my online banking as a payment, only for me to find out its being held on fraud and that i would need to contact the guy to find out if everything was ok with the payment, bearing in mind the guy had already left with my car, Which means as a seller you got no protection what so ever when it comes to online transactions with HSBC there online team are rubbish and a very terrible company bank worlds worst bank ever the saga continues