I gave them 1 star but if I could I would have given minus 1 as they are so bloody bad, HSBC let thieves take money from my account £99.00 and £94.00 on the same day and the same amounts 14 days later. I had to visit the branch as trying to understand the operatives at the Indian call centre was like trying to knit fog. I started a dispute of trying to get the money back but it seems the fraudsters gave the bank false evidence and the bank found in their favor and took £386.00 from my account and paid the fraudsters. So we are moving our 3 accounts to another bank.