I had an account and after 3 years I was asked to reconfirm loads of information, some of which was quite complicated. They wrote to say my account was going to be closed if I didn’t fill it in so I was ok with that and it was closed. I still had money in the account and I spoke to several people on the phone after wasting my time of hold, they said I would receive a cheque for the remaining balance in my account. I have been chasing this many times and not received anything. I have just called again and been told I need to go into the branch to request it in a different way that sounded complicated. She then put me on hold and then cut off the phone. Beware!