HSBC are Scammers, Liars and Thieves!!! I applied for a loan for a car and based on the misinformation given by HSBC, I ended up losing the car I had, the car I wanted, I was forced into spending almost all of my money on public tansport expenses and had to cancel several meetings with friends and family for Christmas. My car, my money and my Christmas has been stolen from these thieves and the world should know what this company is all about. And this is what you get when you've been with the bank for nearly 15 years and have never had a blimp for them to complain about. DO NOT open an account with HSBC if you are thinking about it and move somewhere else if you are already with them. Don't wait for them to put you through what I have been through. Don't wait for HSBC to fix your problem, go straight to the Financial Ombudsman as you'll be wasting your time waiting for them to even call you let alone look into your problem.  Share this with friends and families and on all your social media platforms and tell them to stay away from HSBC!!!